Old Salary Structure Calculator India
Convert CTC to In-Hand Salary or In-Hand to CTC with PF, ESI, Bonus & Allowances Breakdown
β 100% Free β’ β No Signup Required β’ β Instant Calculation
CTC to In-Hand Salary Calculator (Old Salary Structure India)
Use this salary structure calculator to convert your CTC to in-hand salary or estimate required CTC based on your expected take-home pay. This calculator follows the traditional salary breakup used in India before the new wage code.
Last updated: March 2026
Calculation Parameters
Salary Breakdown
Select a setting, fill in the parameters above,
then click Calculate to see the full breakdown.
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What is Old Salary Structure in India?
The old salary structure refers to the traditional way of structuring salaries in India before the implementation of the new wage code. It allows flexibility in defining basic salary, allowances, and deductions to optimize in-hand salary.
Key Components of Old Salary Structure
- Basic Salary: Typically 30%β50% of CTC
- House Rent Allowance (HRA): Major tax-saving component
- Special Allowance: Flexible balancing component
- Provident Fund (PF): 12% of basic plus special allowances & Other allowances (often capped at βΉ1,800)
- Employee State Insurance (ESI): Applicable if gross salary β€ βΉ21,000
- Bonus: Usually 8.33% or as defined by employer
- Professional Tax: State-specific deduction
Benefits of Old Salary Structure
- Higher take-home (in-hand) salary
- Flexible salary breakup
- Lower PF contribution (if capped)
- Better short-term cash flow
- Customizable allowances for tax planning
How to Calculate Salary Under Old Policy?
- Enter your monthly CTC or in-hand salary
- Select salary structure and work location
- Adjust PF, ESI, bonus, and allowances
- Click calculate to view detailed breakdown
Who Should Use This Calculator?
- Employees calculating in-hand salary
- HR professionals designing salary structure
- Employers planning compensation packages
CTC vs In-Hand Salary β Key Difference
CTC (Cost to Company) includes all employer expenses such as PF, bonus, and insurance, while in-hand salary is the amount you receive after deductions like PF, ESI, and professional tax.
Looking for the latest structure? Check New Wage Code Salary Calculator β
Frequently Asked Questions
What is old salary structure in India?
Old salary structure is the traditional salary format where basic salary and allowances are flexible, allowing higher take-home salary.
How is PF calculated in old salary structure?
PF is calculated as 12% of basic salary plus special allowances & Other allowances and is often capped at βΉ1,800 per month in many companies.
Which salary structure gives higher in-hand salary?
The old salary structure generally provides higher in-hand salary due to lower PF contributions and flexible allowances.
What is in-hand salary?
In-hand salary is the amount received after deductions such as PF, ESI, and professional tax.
Is gratuity included in old salary structure?
Gratuity is optional in old salary structures and may or may not be included in CTC depending on the employer.